Take It To The BankBeta

A New Yorker’s Guide to Affordable Checking Options

Scott M. Stringer

“Many New Yorkers do not have a bank account and rely on costly alternative financial services like check-cashing, costing them hundreds of dollars annually. Take It To The Bank aims to empower consumers by providing the information they need to open an account for the first time or take a second look at their existing account.” - Scott M. Stringer

Find a bank that works for you

Our interactive tool allows you to search for a bank that meets your unique basic checking needs.

  • No minimum balance
    Unlimited free transactions
  • Online banking
    Accepts IDNYC
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View the Rankings

See how NYC banks rank according to affordability for basic checking services.

Read the Report

Read the most comprehensive review and analysis of basic checking products currently offered in New York City.

View the Data

Download the complete dataset to compare 74 different banks across 34 features, fees and services.